Executive Management Team


  • Mr. Ahmed Rafee Al-Emadi
    Mr. Ahmed Rafee Al-Emadi
    Mr. Ahmed Rafee Al-Emadi
    Chief Executive Officer
    Chief Executive Officer
    Mr. Ahmed Rafee Al-Emadi
    Mr. Ahmed Rafee Al-Emadi
    Chief Executive Officer

    Ahmed Rafee Al-Emadi  is the Chief Executive Officer of Al Koot Insurance and Reinsurance and a member of the Board of Directors. Mr. Al Emadi joined QP Finance Department in 1985 and is a QP Secondee. Before his position in Al Koot he  held different positions in QP Finance including Manager of Management Accounting. He has over 30 years of experience.

  • Mr. Jehad Al-Muftah
    Mr. Jehad Al-Muftah
    Mr. Jehad Al-Muftah
    Chief Support Officer
    Chief Support Officer
    Mr. Jehad Al-Muftah
    Mr. Jehad Al-Muftah
    Chief Support Officer

    ​Mr. Jehad Al-Muftah has a Mechanical Engineering degree with more than 20 years of experience. He also worked as Director of Administration and Director of Finance during his previous engagements.

  • Mr. Osman Hag Musa
    Mr. Osman Hag Musa
    Mr. Osman Hag Musa
    Chief Officer General Insurance
    Chief Officer General Insurance
    Mr. Osman Hag Musa
    Mr. Osman Hag Musa
    Chief Officer General Insurance

    ​Osman Hag Musa has a BSc. in Business Administration from the University of Khartoum. He has over 30 years of experience in the Insurance and Reinsurance Industry with 20 years in Energy Insurance.

  • Mr. Kaliaperumal Gopal
    Mr. Kaliaperumal Gopal
    Mr. Kaliaperumal Gopal
    Chief Financial Officer
    Chief Financial Officer
    Mr. Kaliaperumal Gopal
    Mr. Kaliaperumal Gopal
    Chief Financial Officer

    ​Kaliaperumal Gopal is an Associate member of "The Institute of Cost and Works Accountants of India", Fellow member of the "Insurance Institute of India, apart from passing the Associate exams conducted by the "Chartered Insurance Institute", UK. He also holds Master degree in Commerce and passed the Certified Management Accountants exam conducted by the "The Institute of Management Accountants", USA.

  • Dr. Hani Awad Ahmed
    Dr. Hani Awad Ahmed
    Dr. Hani Awad Ahmed
    A/g Chief Officer Medical & Life
    A/g Chief Officer Medical & Life
    Dr. Hani Awad Ahmed
    Dr. Hani Awad Ahmed
    A/g Chief Officer Medical & Life

    ​Dr. Hani is currently with us as Acting Chief Officer Medical & Life, responsible for the Medical & Life Division. As CMO, he adds value to our Medical & Life Strategy, Policies and Procedures, Business Associations, Healthcare Operations & Provider Relations. He has over 15 years of experience in Medical Insurance Industry and is working in the Gulf region for more than 10 years.

  • Mr. Nicholas Nicolaou
    Mr. Nicholas Nicolaou
    Mr. Nicholas Nicolaou
    Chief Risk Officer
    Chief Risk Officer
    Mr. Nicholas Nicolaou
    Mr. Nicholas Nicolaou
    Chief Risk Officer

    ​Nick is a Graduate from the London Metropolitan University, with an honours degree in Accounting and Finance. He has a Fellowship from the Association of Chartered Certified Accountants. Nick has worked in the Insurance Industry since 2010, on assignments in over thirty countries as a Risk Leader, interacting with Boards, Committees, Senior Management and Regulators, to facilitate change and business Improvement.

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